ISLAMIC FINANCE

Trade with conviction.Stay halal.

Three AIs argue your next trade across four Sharia methodologies. AAOIFI, DJIM, S&P Shariah, MSCI Islamic — all four lights, on every ticker, on every screen.

Four lights

One ticker. Four standards. One verdict.

Most apps give you one opinion. We screen against all four major Islamic methodologies and show the disagreement honestly.

GREEN
4 of 4

Halal across every methodology. Trade with confidence.

AMBER
1-3 of 4

Methodologies disagree. Read the breakdown before sizing.

RED
0 of 4

Not compliant under any of the four standards.

Methodologies

The four standards we run, side-by-side.

Every screen runs against all four. You see where they agree and where they disagree, never a black box.

AAOIFI

Accounting & Auditing Organisation for Islamic Financial Institutions — the canonical Bahraini standard cited by most global Islamic banks.

DJIM

Dow Jones Islamic Market — debt/cash/receivables ratio screens at <33% with sector exclusion list.

S&P Shariah

S&P Dow Jones Shariah indices — quarterly screen with cumulative impure income purification thresholds.

MSCI Islamic

MSCI Islamic indices — Sharia supervisory board approved with rolling business activity screen.

TP Margin

How close to the line is this stock?

Beyond the binary halal/not-halal verdict, we calculate a 0-10 compliance margin. A stock that just barely passes is a different risk than one that passes by a wide margin.

8 — 10
Comfortably halal
5 — 7
Borderline
0 — 4
Close to fail
Live screens

See it for yourself, on real tickers.

Three AIs. Four standards. Your call.

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